:root{--blue:#2563eb;--ink:#172c49;--muted:#52647c;--line:#e0e7f0;--soft:#f5f8fc}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{color:var(--ink);background:#fff;margin:0;font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.65}a{color:inherit;text-decoration:none}button,summary,a{-webkit-tap-highlight-color:transparent}a:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline-offset:5px;outline:3px solid #0d8a77}a:hover{color:var(--blue)}h1,h2,h3{letter-spacing:-.035em;margin:0 0 20px;font-weight:750;line-height:1.16}h1{font-size:clamp(38px,4.3vw,60px)}h2{font-size:clamp(28px,3vw,38px)}h3{font-size:23px}p{color:var(--muted);margin:0 0 20px}.container{max-width:1200px;margin:auto;padding-left:32px;padding-right:32px}.site-header{border-bottom:1px solid var(--line);z-index:10;background:#fff;position:relative}.nav-row{justify-content:space-between;align-items:center;gap:24px;height:88px;display:flex}.logo{letter-spacing:-1px;color:var(--ink);align-items:center;gap:9px;font-size:25px;font-weight:800;display:inline-flex}.logo-dot{color:var(--blue);margin-left:-9px}.desktop-nav{gap:30px;font-size:14px;font-weight:600;display:flex}.mobile-nav{display:none}.hero{grid-template-columns:1.12fr 1fr;align-items:center;gap:24px;padding-top:76px;padding-bottom:72px;display:grid}.pill{letter-spacing:1.3px;color:#2552a0;background:#eff6ff;border:1px solid #d9e7fd;border-radius:30px;align-items:center;gap:8px;margin-bottom:25px;padding:6px 12px;font-size:10px;font-weight:700;display:inline-flex}.pill span{background:#149985;border-radius:50%;width:6px;height:6px}.hero h1 span{color:var(--blue)}.hero-copy{max-width:520px;margin-top:24px;font-size:18px;line-height:1.75}.actions{flex-wrap:wrap;gap:12px;margin-top:29px;display:flex}.button{border:1px solid var(--blue);background:var(--blue);color:#fff;border-radius:8px;justify-content:center;align-items:center;gap:18px;padding:13px 19px;font-size:14px;font-weight:700;display:inline-flex}.button:hover{color:#fff;background:#194bc4}.button.secondary{color:var(--blue);background:#fff;border-color:#b8cbea}.button.secondary:hover{background:#eff6ff}.hero-note{margin:18px 0 0;font-size:12px}.phone-art{width:100%;height:auto;display:block}.hero-visual{position:relative}.visual-caption{color:#4e647e;justify-content:center;align-items:center;gap:9px;margin-top:12px;font-size:12px;display:flex}.check{color:#10816e;text-align:center;background:#e1f6ef;border-radius:50%;width:23px;height:23px}.trust-strip{border-block:1px solid var(--line)}.trust-strip .container{color:#52647c;justify-content:center;gap:78px;padding-block:19px;font-size:13px;display:flex}.trust-strip span:before{content:"✓";color:#0e8572;margin-right:10px}.section{padding-top:76px;padding-bottom:76px}.soft{background:var(--soft)}.section-head{justify-content:space-between;align-items:end;gap:30px;margin-bottom:32px;display:flex}.section-head h2{margin-bottom:0}.section-head p{max-width:270px;margin:0;font-size:14px}.eyebrow{letter-spacing:1.5px;color:#2e62b8;text-transform:uppercase;margin-bottom:13px;font-size:11px;font-weight:700;display:block}.grid{gap:24px;display:grid}.two{grid-template-columns:repeat(2,minmax(0,1fr))}.three{grid-template-columns:repeat(3,minmax(0,1fr))}.scenario,.guide-card{border:1px solid var(--line);background:#fff;border-radius:14px;transition:border-color .15s,box-shadow .15s;overflow:hidden}.scenario{padding:28px}.scenario:hover,.guide-card:hover{color:var(--ink);border-color:#9cbaf3;box-shadow:0 8px 30px #203b6510}.number{width:39px;height:39px;color:var(--blue);background:#eef4ff;border-radius:10px;justify-content:center;align-items:center;margin-bottom:24px;font-size:13px;font-weight:700;display:flex}.scenario h3{font-size:21px}.scenario p,.guide-card p{font-size:14px}.text-link{color:var(--blue);font-size:13px;font-weight:700}.card-body{padding:29px}.card-body h3{max-width:460px}.card-art{border-bottom:1px solid var(--line);background:#edf3fd;height:225px;overflow:hidden}.card-art .phone-art{max-width:400px;height:100%;margin:auto}.latest{grid-template-columns:1fr 1.6fr;gap:65px;display:grid}.update-row{border-bottom:1px solid var(--line);grid-template-columns:130px 1fr 20px;align-items:center;gap:20px;padding:24px 0;display:grid}.update-row:first-child{padding-top:0}.update-row time{color:var(--muted);font-size:11px}.update-row h3{letter-spacing:-.01em;margin:0;font-size:17px}.update-row>span{color:var(--blue)}.faq{max-width:850px}.faq>h2{margin-bottom:30px}details{border-bottom:1px solid var(--line)}summary{cursor:pointer;padding:21px 0;font-weight:600;list-style:none}summary::-webkit-details-marker{display:none}.faq summary{justify-content:space-between;gap:20px;display:flex}.faq summary span{color:var(--blue);font-size:22px}.faq details p{font-size:15px}.faq details a,.prose a,.note a{text-underline-offset:3px;color:#235bc2;text-decoration:underline}footer{padding-top:55px}.footer-grid{grid-template-columns:2fr 1fr 1fr;gap:45px;display:grid}.footer-grid h2{letter-spacing:0;margin-top:9px;font-size:13px}.footer-grid>div>a:not(:first-child){margin-bottom:9px;font-size:13px;display:block}.footer-grid p{margin-top:15px;font-size:14px}.footer-grid .small{font-size:12px;line-height:1.9}.footer-bottom{border-top:1px solid var(--line);justify-content:space-between;gap:20px;margin-top:30px;padding-block:23px;font-size:11px;display:flex}.footer-bottom p{margin:0}.footer-bottom>div{gap:22px;display:flex}.page-intro{max-width:780px;margin-bottom:45px}.page-intro p{max-width:680px;font-size:19px}.page-intro h1{font-size:48px}.note{background:#edf4ff;border:1px solid #d4e2fa;border-radius:12px;margin-top:36px;padding:30px}.note h2{font-size:23px}.note p{margin:0}.article-heading{background:var(--soft);border-bottom:1px solid var(--line);padding:30px 0 44px}.breadcrumbs{color:var(--muted);flex-wrap:wrap;gap:10px;margin-bottom:33px;font-size:12px;display:flex}.article-heading h1{max-width:890px;font-size:46px}.lede{max-width:850px;font-size:18px}.byline{color:var(--muted);flex-wrap:wrap;gap:6px;font-size:12px;display:flex}.byline>span{margin-left:15px}.byline a{color:var(--blue)}.article-layout{grid-template-columns:230px minmax(0,780px);align-items:start;gap:65px;padding-top:45px;padding-bottom:65px;display:grid}.desktop-toc{position:sticky;top:30px}.desktop-toc nav,.mobile-toc nav{flex-direction:column;gap:13px;font-size:13px;line-height:1.5;display:flex}.desktop-toc p{border-top:1px solid var(--line);margin-top:25px;padding-top:20px;font-size:12px}.prose{min-width:0;font-size:16px}.prose h2{font-size:28px}.prose section{margin-bottom:38px}.prose section:last-child{margin-bottom:0}.prose p,.prose li{line-height:1.85}.prose li{color:#425773;margin-bottom:12px}.prose ul,.prose ol{padding-left:23px}.answer{border:1px solid #d8e7fc;border-left:4px solid var(--blue);background:#edf5ff;border-radius:10px;padding:27px 30px}.answer p{color:#213e64;margin:0}.steps{counter-reset:step;list-style:none;padding-left:0!important}.steps li{margin:22px 0;padding-left:46px;position:relative}.steps li:before{counter-increment:step;content:counter(step);color:#245abc;text-align:center;background:#eaf1ff;border-radius:50%;width:29px;height:29px;font-size:13px;font-weight:700;position:absolute;top:3px;left:0}.table-scroll{border:1px solid var(--line);border-radius:10px;margin:22px 0;overflow:auto}table{border-collapse:collapse;text-align:left;width:100%;min-width:540px;font-size:14px}th,td{vertical-align:top;border-bottom:1px solid var(--line);padding:15px 18px}th{color:#234671;background:#edf3fc;font-weight:700}td{color:#4b5f79}tr:last-child td{border-bottom:0}.sources{border-top:1px solid var(--line);padding-top:28px;font-size:14px}.sources h2{font-size:23px}.mobile-toc{display:none}.legal{max-width:850px}.legal h1{font-size:46px}.legal h2{margin-top:33px;font-size:26px}.legal a{color:var(--blue);text-decoration:underline}.skip{z-index:100;background:#fff;padding:10px;position:absolute;top:-100px;left:16px}.skip:focus{top:10px}@media (max-width:1000px){.desktop-nav{gap:18px;font-size:12px}.hero{gap:8px}.hero h1{font-size:44px}.hero .actions{flex-direction:column;align-items:start}.trust-strip .container{gap:30px}.article-layout{grid-template-columns:190px minmax(0,1fr);gap:30px}.three{gap:16px}.card-body,.scenario{padding:23px}.latest{gap:35px}.update-row{grid-template-columns:1fr 20px;gap:8px}.update-row time{grid-column:1/-1}}@media (max-width:760px){.container{padding-left:22px;padding-right:22px}.nav-row{height:72px}.desktop-nav{display:none}.mobile-nav{border:0;display:block}.mobile-nav summary{gap:12px;font-size:13px;display:flex}.mobile-nav nav{border-bottom:1px solid var(--line);background:#fff;flex-direction:column;gap:15px;padding:15px 24px;font-size:15px;display:flex;position:absolute;top:71px;left:0;right:0;box-shadow:0 15px 20px #1c365712}.hero{grid-template-columns:1fr;gap:25px;padding-top:42px;padding-bottom:38px}.hero h1{max-width:530px;font-size:43px}.hero-copy{font-size:16px}.hero .actions{flex-direction:row;gap:10px}.button{gap:10px;padding:12px 14px;font-size:12px}.hero-note{font-size:11px}.hero-visual{max-width:460px;margin:auto}.pill{font-size:9px}.trust-strip .container{flex-wrap:wrap;gap:8px 20px;padding-block:17px;font-size:11px}.section{padding-top:48px;padding-bottom:48px}.section-head{display:block}.section-head p,.section-head>.text-link{margin-top:16px;display:block}.two,.three,.latest{grid-template-columns:1fr}.scenario{padding:25px}.number{margin-bottom:18px}.card-art{height:220px}.latest{gap:30px}.footer-grid{grid-template-columns:1fr 1fr;gap:25px}.footer-grid>div:first-child{grid-column:1/-1}.footer-bottom{flex-direction:column}.article-heading{padding-top:22px}.article-heading h1{font-size:35px}.lede{font-size:16px}.byline>span{width:100%;margin-left:0}.article-layout{grid-template-columns:1fr;gap:0;padding-top:24px}.desktop-toc{display:none}.mobile-toc{border:1px solid var(--line);border-radius:8px;margin-bottom:26px;padding:0 18px;display:block}.mobile-toc nav{padding-bottom:20px}.prose h2{font-size:25px}.answer{padding:23px}.page-intro h1,.legal h1{font-size:37px}.page-intro p{font-size:17px}.breadcrumbs{margin-bottom:25px}.faq summary,.prose{font-size:15px}.hero-visual .phone-art{max-height:320px}.legal{overflow-wrap:anywhere}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
